Practice Areas


Smith Dollar PC

Foreclosure Attorneys

Foreclosure attorneys provide legal services to lender and servicing clients on a wide variety of issues encompassing real property law, civil litigation in state and federal courts, bankruptcy and administrative courts. Specific legal tasks include everything from foreclosure processing, bankruptcy processing, litigation, as well as, practice in administrative courts and agencies in both state and federal courts.

These types of laws require that a lawyer be able to handle issues related to the origination of the loan, loss mitigation initiatives upon default, the foreclosure process, eviction or summary ejectment post-foreclosure, intervening consumer litigation, bankruptcy, and the disposal of the reclaimed real estate owned properties (REO).

Attorneys who practice this type of law must also be well versed in federal laws and regulations, including but not limited to, the Fair Debt Collection Practices Act, the Service-member Civil Relief Act, and the Protecting Tenants at Foreclosure Act of 2009. 

Understanding What a Bank Can Do

It is very important that the bank understands what it can do when it comes to mortgage banking. Having experienced lawyers explain what the bank is allowed to do is essential. Different states have different laws so be sure you hire a team that is well versed in your state. If your bank is ever unsure about what you are allowed to do, for example, padlocking a home to protect the property, ask your team of lawyers.

Equally Important, Understanding What a Bank Can’t Do

In order to protect the bank, foreclosure lawyers can define what the bank cannot do, for example, if a homeowner applies for a loan modification the bank cannot continue to move forward with the foreclosure. Your team of foreclosure lawyers can help the bank navigate the process.

Contact Smith Dollar PC at (707) 522-1100 and learn how our foreclosure lawyers can help you understand the laws about what a bank can and cannot do based on what state the bank is in and what step the bank is on in the foreclosure process.